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RBIFinancial services

RBI Compliance Audit — stay ahead of the regulator

Banks, NBFCs, payment companies and fintechs face some of India’s strictest cyber security expectations. We assess your IT governance, cyber controls and outsourcing arrangements against the RBI directions that apply to you — and help you close gaps before an inspection finds them.

RBI IT & cyber security directionsHands-on technical testingBoard-ready reporting
https://grc.yourbank.in/rbi-audit
Cyber controls
Privileged access management
Shared admin accounts in use
CRITICALShared admin IDsCore banking servers
HIGHVendor not assessedPayment gateway
MEDIUMDR drill overdueNot tested this year
100+Projects delivered
5 minAverage response time
6 hCERT-In incident-reporting window
100%Client satisfaction
Overview

Regulated data demands proven controls

RBI expects regulated entities to run a board-approved cyber security policy, a strong IT governance framework and continuous monitoring — and to prove it. We combine document review with real technical testing, so your report reflects how secure you actually are, not just what your policies say.

DOCUMENT-ONLY AUDITXTREME INFOSEC RBI AUDIT
Policy & governance review✓✓
Controls tested hands-on✕✓
VAPT of critical systems✕✓
Third-party & outsourcing riskLimited✓
Incident response & BCP reviewLimited✓
Board-level summary & roadmapLimited✓

Without a thorough audit, you risk:

  • ●Regulatory non-compliance and enforcement action
  • ●Financial penalties and sanctions
  • ●Cyberattacks and fraud on customer accounts
  • ●Breaches of customer financial information
  • ●Business disruption and loss of trust
Book an RBI readiness call

or call +91 98183 63944

What we assess

What we assess for RBI compliance

Click an area to see what we review — and a typical gap we find.

IT & cyber governance

Board oversight, policies, roles and the IT strategy that ties them together.

WHAT WE REVIEW

  • Board-approved cyber security policy
  • IT strategy & steering committee
  • CISO role & reporting lines
  • Policy review cycles

TYPICAL GAP

Cyber policy not reviewed by
the board in over a year
HIGH

Access & identity

Who can reach critical systems — and how that access is controlled and reviewed.

WHAT WE REVIEW

  • Privileged access management
  • MFA for critical systems
  • Periodic access reviews
  • Joiner–mover–leaver process

TYPICAL GAP

Shared admin accounts on
core banking servers
CRITICAL

Security operations

Detecting, logging and responding to attacks on your environment.

WHAT WE REVIEW

  • Security monitoring & logs
  • Patch & vulnerability management
  • Incident-reporting timelines
  • Cyber crisis management plan

TYPICAL GAP

Critical alerts not monitored
outside office hours
HIGH

Digital channels

Security of internet banking, mobile apps, APIs and payment flows.

WHAT WE REVIEW

  • VAPT of customer-facing apps
  • API & payment security
  • Secure development practices
  • Fraud & transaction controls

TYPICAL GAP

Mobile app accepts a
tampered transaction amount
CRITICAL

Outsourcing & vendors

Risk from IT service providers, cloud platforms and fintech partners.

WHAT WE REVIEW

  • Vendor due diligence
  • Outsourcing agreements & SLAs
  • Cloud usage controls
  • Right to audit

TYPICAL GAP

Payment-gateway vendor
never security-assessed
HIGH

Resilience & recovery

Your ability to keep serving customers when something goes wrong.

WHAT WE REVIEW

  • Business continuity plan
  • DR drills, RTO & RPO
  • Backup integrity
  • Data-localisation checks

TYPICAL GAP

DR drill not performed
in the last 12 months
MEDIUM
Process

How an RBI compliance audit runs

01

Scope & applicability

Identify the RBI directions and circulars that apply to your entity.

02

Governance review

Policies, board oversight, roles and risk management reviewed.

03

Technical testing

Critical systems, applications and access controls tested hands-on.

04

Report & roadmap

Gaps rated by risk, with a board-ready summary and clear fixes.

05

Closure support

We help close gaps and verify fixes ahead of inspection.

Engagements

Pick the engagement that fits

Every engagement is scoped to your institution. Tell us what you need and we’ll send a fixed quote.

ESSENTIAL

Readiness review

A focused review of your governance and key controls against the RBI directions that apply to you.

  • Applicability mapping
  • Policy & governance review
  • Top-risk gap summary
  • Readout call with leadership
Get a quote
MOST POPULAR

Full compliance audit

A complete audit, including hands-on technical testing of your critical systems.

  • Everything in Essential
  • VAPT of critical systems
  • Vendor & outsourcing review
  • Executive + technical reports
  • Priority remediation support
Get a quote
CONTINUOUS

Ongoing assurance

Periodic audits and testing that keep pace with new RBI circulars.

  • Scheduled audit cycles
  • New-circular gap checks
  • Regular VAPT cycles
  • Dedicated compliance contact
Talk to us
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“Xtreme InfoSec identified critical vulnerabilities that other vendors missed, with excellent remediation support.”
William John★★★★★
FAQ

Questions before you start

Who needs an RBI compliance audit?−

Banks, NBFCs, payment system operators, payment aggregators, prepaid payment instrument issuers — and fintechs that partner with them — typically need to show they meet RBI’s IT and cyber security expectations.

Is VAPT included in the audit?+

Yes. Our full compliance audit includes vulnerability assessment and penetration testing of your critical systems, so the report reflects real technical risk.

Can you cover CERT-In requirements too?+

Yes. We review incident reporting, log retention and related practices against CERT-In directions alongside your RBI requirements.

Do you help us close the gaps?+

Absolutely. Every gap comes with a practical fix, and our team supports you until the critical issues are closed and verified.

Get started

Be inspection-ready, every day.

Book a free scoping call. You’ll get clear recommendations, a timeline and a fixed quote — whether you go ahead with us or not.

+91 98183 63944

    Message Us

    Tell us what you need — we’ll reply with clear next steps and a fixed quote.

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