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MumbaiBFSI security

VAPT Company in Mumbai — penetration testing for banks, brokers, insurers and fintech

Mumbai is home to RBI and SEBI, and to the banks, NBFCs, brokers, AMCs and insurers they regulate. We deliver manual, expert-led VAPT with report formats aligned to RBI, SEBI CSCRF and IRDAI expectations — so your next audit cycle runs smoothly.

Banks, NBFCs, brokers & insurersRBI, SEBI & IRDAI-aligned reportsFree retest and closure report
https://trade.yourbroker.in/api/orders
Trading API — Mumbai broker
Taken from request body
No expiry on mobile app
CRITICALOrder placed for another clientClient code not bound to session
HIGHNo session timeoutToken valid for weeks
MEDIUMWeak TLS ciphersOn a legacy back-office host
100+Projects delivered
5 minAverage response time
CSCRFSEBI framework mapped in reports
100%Client satisfaction
Overview

Regulators expect regular testing. Your board expects a clean audit.

RBI, SEBI and IRDAI all expect regulated entities to test their systems periodically and fix what they find. Trading platforms, core banking, policy portals and payment flows hold money and sensitive data, so attackers go after them first. We test these systems manually and report in a format your auditors, CISO and board can act on.

GENERIC SCANNER / LOW-COST AUDITXTREME INFOSEC VAPT
Automated vulnerability scan✓✓
Transaction & order logic abuse✕✓
Report format aligned to RBI/SEBI expectationsLimited✓
Mobile trading & banking app testingLimited✓
Third-party & vendor integration testing✕✓
Closure report after free retest✕✓

Without VAPT, Mumbai financial firms risk:

  • ●Adverse audit observations from RBI, SEBI or IRDAI
  • ●Unauthorised trades, transfers or payouts
  • ●Leaks of customer KYC and financial data
  • ●Missing the CERT-In 6-hour incident reporting window
  • ●Reputational damage in a trust-driven market
Get a BFSI VAPT quote in Mumbai

or call +91 98183 63944

What we test

Who we test for in Mumbai

Select your segment to see what we test — with an example finding.

Banks & co-operative banks

Internet banking, core banking interfaces and branch networks.

WHAT WE TEST

  • Internet & mobile banking
  • Core banking & middleware APIs
  • Branch network segmentation
  • RBI cyber security framework controls

EXAMPLE FINDING

Fund transfer API trusts
account ID → debit any account
CRITICAL

NBFCs & lenders

Loan origination, collections and customer apps for non-bank lenders.

WHAT WE TEST

  • Loan origination workflows
  • Collections app security
  • KYC & CKYC data handling
  • RBI IT governance directions

EXAMPLE FINDING

Loan status API leaks
borrower PAN and income
HIGH

Stock brokers & AMCs

Trading platforms, back-office systems and investor portals.

WHAT WE TEST

  • Order & trade logic
  • Trading app & API security
  • Back-office & RMS systems
  • SEBI CSCRF alignment

EXAMPLE FINDING

Old order request replayed
→ duplicate trade executed
CRITICAL

Insurers & insurance brokers

Policy portals, claims systems and agent apps.

WHAT WE TEST

  • Policy & claims portals
  • Agent and partner app security
  • Health data in claims
  • IRDAI guideline alignment

EXAMPLE FINDING

Claim documents in
publicly listable storage
CRITICAL

Payment aggregators

Payment gateways, merchant dashboards and settlement systems.

WHAT WE TEST

  • Merchant onboarding & KYC
  • Settlement & refund logic
  • PCI DSS scope review
  • Webhook signature validation

EXAMPLE FINDING

Webhook signature not checked
→ fake payment success
CRITICAL

Fintech apps

Wealth, investing, UPI and neo-banking apps built with bank and broker partners.

WHAT WE TEST

  • Partner bank API integration
  • Device binding & SIM checks
  • Root & jailbreak detection
  • Customer data minimisation

EXAMPLE FINDING

Device binding bypassed
→ UPI PIN reset on a new phone
HIGH
Process

How we run BFSI VAPT in Mumbai

01

Scope & approvals

Agree systems, test windows, change approvals and the regulatory format required.

02

Test

Manual testing in UAT or production windows — remote, or on-site in Mumbai when needed.

03

Report

Findings rated by risk, mapped to OWASP and to the controls your auditors check.

04

Remediation

Fix guidance for your IT team and vendors, with clear priorities.

05

Retest & closure

Free retest and a closure report for your audit file.

Engagements

Pick the engagement that fits

Mumbai BFSI engagements are scoped to your systems, regulator and audit calendar. Tell us what you need and we’ll send a fixed quote.

ESSENTIAL

Focused assessment

A focused application assessment — ideal before a launch, a release or an audit.

  • Agreed scope & rules of engagement
  • Expert-led manual testing
  • Risk-based report
  • Remediation guidance
Get a quote
MOST POPULAR

Comprehensive

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  • Everything in Essential
  • undefined
  • Executive + technical reports
  • Priority remediation support
Get a quote
CONTINUOUS

Ongoing assurance

Regular testing that keeps pace as your application changes.

  • Scheduled test cycles
  • Changes tested as they ship
  • Trend reporting over time
  • Dedicated security contact
Talk to us
“Their penetration testing methodology was thorough and aligned with OWASP standards. The final report was detailed, actionable, and easy for our developers to understand.”
Shaik Ajur★★★★★
“Xtreme InfoSec identified critical vulnerabilities that other vendors missed, with excellent remediation support.”
William John★★★★★
FAQ

Questions before you start

Is your VAPT report accepted by RBI or SEBI?−

Regulators don’t approve individual vendors’ reports. What they and your auditors look for is clear scope, method, risk-rated findings and evidence of closure, and our reports are structured around those expectations. If a circular requires a CERT-In empanelled auditor for your entity, let us know during scoping.

Do you help stock brokers and AMCs with SEBI CSCRF?+

Yes. SEBI’s Cybersecurity and Cyber Resilience Framework expects periodic VAPT of critical systems and timely closure of findings. We test your trading, back-office and investor-facing systems and map findings to the framework.

Can you test our core banking without disrupting operations?+

Yes. We test in UAT where possible, agree production windows for anything else and avoid disruptive tests on live payment and settlement systems.

Do you also do RBI cyber security audits for NBFCs?+

Yes. Alongside VAPT we run RBI cyber security audits and gap assessments against the applicable RBI directions, so your technical testing and compliance review come from one team.

Do you help us fix what you find?+

Absolutely. Every finding comes with clear, step-by-step fixes, and our team stays with your developers until the critical issues are closed.

Get started

Go into your next RBI, SEBI or IRDAI audit with confidence.

Book a free scoping call. You’ll get clear recommendations, a timeline and a fixed quote — whether you go ahead with us or not.

+91 98183 63944

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